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Can You Get Paid to Care for Your Parent in Washington? How the Individual Provider Program Actually Works

Washington is one of the states where an adult child can be paid to provide their parent's personal care — but only through a specific Medicaid pathway, with a specific assessment, a specific employer of record, and a training requirement most families do not hear about until week three.

Home›Blog›Can You Get Paid to Care for Your Parent in Wash

By Diane Whitfield, CSA · September 23, 2026

The question behind the question

It usually comes up sideways. A daughter in Renton has cut back to part-time to drive her mother to dialysis and manage her medications. A son in Everett moved into his father's house after the second fall. Somewhere around month four, someone asks whether there is any way to be paid for this, and they ask it apologetically, as if wanting to keep the lights on were a character flaw.

In Washington the answer is often yes — but it is not a grant, a stipend, or a tax credit. It runs through Medicaid, which in this state is called Apple Health, and it comes with an assessment, an hourly wage, a timesheet, and a boss. Understanding that shape up front saves families months of chasing the wrong thing.

The pathway: Apple Health personal care, delivered by an Individual Provider

Washington's long-term services are administered by the Department of Social and Health Services through its Aging and Long-Term Support Administration. Two programs matter most here: Medicaid Personal Care, and the COPES waiver, which covers people who need a nursing-facility level of care but want to stay at home. Both authorize paid personal care hours.

Those hours can be delivered two ways. A licensed home care agency can send a caregiver, or the person receiving care can hire and direct their own caregiver — an Individual Provider, or IP. That second option is the one families are asking about, because in Washington an adult child, and in many circumstances another relative, can be that Individual Provider.

The gate is financial and functional. Your parent has to qualify for Apple Health long-term care financially, which is a separate determination from ordinary Apple Health coverage and looks at income, assets, and asset transfers over a lookback period. And your parent has to be assessed as needing the help. Both of those are your parent's eligibility, not yours.

The CARE assessment decides how many hours get paid

A DSHS case manager from Home and Community Services conducts an in-person assessment using the CARE tool — Comprehensive Assessment Reporting Evaluation. It walks through activities of daily living (bathing, dressing, toileting, transfers, eating, mobility), instrumental tasks (meals, shopping, housework, medication management), cognition, and behaviors, and it produces a monthly number of authorized hours.

Families are frequently surprised by that number, in both directions. The assessment measures what your parent cannot do independently, not how many hours you actually spend. Twenty-four-hour supervision of someone with dementia does not translate into twenty-four paid hours. What it does translate into is a higher classification, more authorized hours than a physically frail but cognitively intact person would receive, and access to caregiver supports.

Be present for the assessment if your parent will let you, and describe a bad day, not a good one. People minimize. A father who says he 'manages fine' in front of a stranger with a clipboard, three days after you found him on the bathroom floor, will be assessed on the version he performed.

Who actually employs you, and what you have to complete

Individual Providers in Washington are not paid directly by DSHS anymore. Since 2022 the statewide employer of record for IPs has been Consumer Direct Care Network Washington, known as CDWA. CDWA handles onboarding, the background check, the timesheet system, payroll, and taxes. Your parent still selects and directs you; CDWA is the administrative employer.

There is also a training and credentialing track. Washington requires most long-term care workers to become certified Home Care Aides under chapter 18.88B RCW, with basic training and a state exam completed within a set window after hire. Training is delivered through the SEIU 775 Benefits Group. Certain family members providing care only to their own relative are exempt from parts of this requirement — the exemptions are narrow and depend on the exact relationship, so confirm your specific situation with your case manager or CDWA rather than assuming the rule you read on a message board applies to you.

Rules for paying a spouse differ from rules for paying an adult child, and they have changed more than once in the last several years. If the question is whether a husband or wife can be the paid provider, ask that question directly and get the answer in writing.

Where to start, and what to do while you wait

The entry point is your local DSHS Home and Community Services office, or Community Living Connections, Washington's statewide aging and disability resource line, at 1-855-567-0252. You can also start through your regional Area Agency on Aging: Aging and Disability Services for King County, Homage for Snohomish County, and Aging and Disability Resources of Pierce County.

Expect this to take time. Financial eligibility and the CARE assessment are separate tracks that both have to finish, and the onboarding and background check add weeks on the far end. Families who start the process the week of a hospital discharge are usually starting later than they wish they had.

While you wait, gather what will be asked for anyway: income and asset documentation, any long-term care insurance policy, the medication list, the current diagnosis list, and a plain written log of what help you are providing and when. That log is also the most persuasive thing you can hand an assessor.

And if your parent does not qualify financially, ask about the pieces that are not means-tested. Family Caregiver Support Programs run through the Area Agencies on Aging offer caregiver assessments, training, counseling, and some respite regardless of Medicaid status. Veterans have separate avenues, including VA Aid and Attendance and VA caregiver programs. Being told no on one pathway is not being told no on all of them.

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Common questions

Can I be paid to care for my parent in Washington?
In many cases yes, if your parent qualifies for Apple Health long-term care services and is assessed as needing personal care. Your parent can then choose to receive that care from an Individual Provider rather than a home care agency, and an adult child can serve as that provider. Eligibility is based on your parent's finances and assessed need, not on yours.
How many hours will be paid?
The number comes from the CARE assessment conducted by a DSHS Home and Community Services case manager, which measures what your parent cannot do independently. It is almost never the same as the number of hours a family is actually present. Round-the-clock supervision does not convert to round-the-clock pay, though cognitive impairment and behaviors do raise the authorized amount.
Who pays me, and do I need a certification?
Consumer Direct Care Network Washington (CDWA) is the statewide employer of record for Individual Providers and handles onboarding, background checks, timesheets, and payroll. Most long-term care workers must become certified Home Care Aides under chapter 18.88B RCW, with training through the SEIU 775 Benefits Group. Some family members caring only for their own relative are exempt from parts of that requirement, but the exemptions are specific — confirm yours directly with your case manager or CDWA.
How long does the whole process take?
Plan on months rather than weeks. Financial eligibility for Apple Health long-term care and the CARE assessment proceed on separate tracks, and provider onboarding and the background check follow after both are complete. Starting the application before a crisis, rather than during a hospital discharge, is the single biggest thing families can control.
What if my parent does not qualify for Apple Health?
Ask your Area Agency on Aging about the Family Caregiver Support Program, which is not means-tested and can provide caregiver assessment, training, counseling, and limited respite. Veterans and surviving spouses should separately explore VA Aid and Attendance and VA caregiver programs. Long-term care insurance policies also sometimes pay family caregivers, though many exclude relatives — read the policy rather than assuming.

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