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The First 90 Days After a Dementia Diagnosis: A Puget Sound Family's Checklist

Most families leave the appointment with a diagnosis and no plan. Here is the order I recommend working through the first three months in King, Snohomish, and Pierce counties, and which local doors are worth knocking on first.

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By Patricia Nguyen, CDP · September 11, 2026

Why the first three months matter more than families expect

A dementia diagnosis is usually delivered in fifteen minutes and then the family is on their own. What I see afterward is a kind of paralysis: nobody wants to act as though the worst is coming, so nothing gets done, and the next real decision happens in an emergency room at two in the morning instead of at a kitchen table.

The window right after diagnosis is the most valuable one you will get, because the person living with dementia can still take part in decisions about their own life. Legal documents signed now are cleaner. Preferences stated now are their preferences, not your guesses. I tell families to treat the first ninety days as a planning project with a deadline, and to divide it into three roughly month-long pushes rather than trying to do everything at once.

Month one: nail down the diagnosis and the medical team

Start by asking what type of dementia is suspected and what it was based on. "Dementia" is a category, not a diagnosis, and Alzheimer's disease, vascular dementia, Lewy body dementia, and frontotemporal dementia behave differently enough that the distinction changes what you should plan for. Lewy body dementia in particular carries serious sensitivity to certain antipsychotic medications, which is information every future provider needs in the chart.

If the workup was thin, a referral to a specialty memory clinic is reasonable. The UW Medicine Memory and Brain Wellness Center at Harborview is the regional academic option, and Swedish, Overlake, EvergreenHealth, MultiCare, and Providence all have neurology services that see cognitive patients. Waits can be long, so get on a list while you keep working through the rest of this list.

Two things to ask the primary care provider directly. First, whether they will do a formal cognitive assessment and care planning visit, which Medicare pays for and which produces an actual written care plan rather than a verbal summary. Second, whether the practice participates in a comprehensive dementia care program that assigns a care navigator. Some Puget Sound practices do and some do not, and the difference in the next two years is substantial. Also request a full medication review at this visit, because sedating medications, anticholinergics, and sleep aids frequently make cognition look worse than the disease alone would.

Month two: legal and financial groundwork, while it is still straightforward

The single most useful thing a family can do in this period is get a durable power of attorney for finances and a durable power of attorney for health care properly executed, along with a health care directive. Washington's power of attorney statute is specific about what makes these documents effective and about the language needed for an agent to act once the person can no longer decide for themselves, and an elder law attorney is worth the fee here. Doing it now avoids guardianship later, which is expensive, public, and slow.

While you are there, ask about Washington's Medicaid rules in the abstract even if the family is comfortably private-pay today. Apple Health has a look-back period on asset transfers, and well-meaning gifts to grandchildren made in year one routinely create penalties in year four. If there is a spouse still at home, ask specifically about spousal impoverishment protections, which exist precisely so the community spouse is not left destitute.

Then do the unglamorous inventory: accounts, insurers, pensions, long-term care policies, VA eligibility, the deed, and passwords. Add the agent to accounts where the institution requires its own form, because many banks will not accept a general POA without their paperwork. Check whether an old long-term care policy exists, and read what it requires as a trigger for benefits and whether it covers care in an adult family home, not just a licensed facility.

Month three: build the support layer before you need it

Call the Alzheimer's Association's 24/7 helpline at 1-800-272-3900. It is staffed by clinicians, it is free, and it is the fastest way to get a plain-language answer at eleven at night when a behavior scares you. Their Washington chapter also runs education sessions and support groups, including groups for people in the early stage rather than only for caregivers.

Next, call the local Area Agency on Aging through Community Living Connections at 1-855-567-0252. In King County that reaches Aging and Disability Services, in Snohomish County Homage, and in Pierce County Aging and Disability Resources. Ask specifically about the Family Caregiver Support Program, which is Washington's structured caregiver support benefit and is not income-based in the way people assume. A specialist will do an assessment with the caregiver, not the patient, and the program can fund respite, training, and some supplies.

Use some of that respite now rather than saving it. The caregivers who last are the ones who establish a break as a routine in year one, not the ones who first use respite in year three after they are already depleted. Look at adult day programs and early-stage community programs in the region as well. The Seattle area has an unusually rich set of arts, walking, and social programs designed for people living with dementia and their partners, and calling to confirm current schedules is worth the ten minutes.

Finally, write down what your parent wants while they can tell you. Where they would want to live if home stops working. Whether an adult family home of six residents sounds better to them than a larger community. What matters at the end. In Washington an adult family home typically runs in the range of $4,500 to $7,000 a month and memory care in a licensed assisted living community commonly runs $7,500 to $9,500, so the financial shape of those choices differs, but so does the feel of them. Knowing the preference in advance turns a future crisis into an errand.

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Common questions

Do we need to know which type of dementia it is?
Yes, and it is worth pressing for. The types progress differently and respond differently to medication, and Lewy body dementia in particular involves a dangerous sensitivity to certain antipsychotics that every future provider needs documented. If the original workup was brief, ask for a referral to a memory clinic such as the UW Medicine Memory and Brain Wellness Center at Harborview, and get on the waitlist early because scheduling takes time.
What legal documents should be signed first in Washington?
A durable power of attorney for finances, a durable power of attorney for health care, and a health care directive, executed while the person can still understand and sign them. Washington's power of attorney statute has specific requirements for these to be effective, so an elder law attorney is worth the cost. Completing them now is what keeps a family out of a guardianship proceeding later, which is slower, more expensive, and public.
Where can a caregiver in Puget Sound get help paying for a break?
Call Community Living Connections at 1-855-567-0252, which routes to Aging and Disability Services in King County, Homage in Snohomish County, or Aging and Disability Resources in Pierce County, and ask about the Family Caregiver Support Program. It assesses the caregiver rather than the person with dementia and can fund respite, training, and supplies. Use it early, because caregivers who build a regular break into year one hold up far better than those who wait.

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